caddyman: (Default)
[personal profile] caddyman
Oh, how the venial sins compete to make life interesting.

I am torn between lethargy and a love of money, and this is compounded by the fact that it is still hot outside.

I have three cheques to cash at the bank, totalling £150. Such is my forgetfulness, one of the cheques, despite being valid for three months, only has a few days to run. I remembered to bring it in to work with me at the last so I can pay it into the bank. The trouble is, getting to my bank involves a lunchtime walk along Victoria Street in sweltering weather, and all I want to do is sleep hidden in the shade.

And I have to go to another bank completely, to pay my Mastercard bill. This is a further disincentive to go out (I know it shouldn’t be, but it is. Late payment charges don’t scare me the way they ought). Oh well, bite the bullet, I guess, and get on with it. It was precisely this kind of woolly thinking that reamed my finances in the first place, so now they are off life support and merely in intensive care, I should stop playing with financial strychnine and just get on with it.

But it is hot, and I don’t want to go out at lunchtime.

(no subject)

Date: 2005-06-23 11:32 am (UTC)
From: [identity profile] pauln.livejournal.com
Online banking is your friend ...

(no subject)

Date: 2005-06-23 11:54 am (UTC)
From: [identity profile] caddyman.livejournal.com
But of no use when paying in cheques.

(no subject)

Date: 2005-06-23 12:00 pm (UTC)
From: [identity profile] pauln.livejournal.com
So I realised on rereading. You don't have to troll off elsewhere to pay bills though.

(no subject)

Date: 2005-06-23 12:28 pm (UTC)
From: [identity profile] jfs.livejournal.com
What Paul said about paying credit cards / bills.

I used to use the Nat West phone banking service and it was great. Their online banking service is even better. Means I can pay bills at any time, and if needs, do that complicated money shuffle to make sure that there's cash in the right place at the right time.

I can even set a bill payment now, when the statement comes in, to be paid in the future, when the payment is due. That's saved my bacon on a number of occasions.

(no subject)

Date: 2005-06-23 01:31 pm (UTC)
From: [identity profile] scary-lady.livejournal.com
Have you considered the "stuff the cheque in an envelope with a paying in slip and post it to your bank" method?

(no subject)

Date: 2005-06-23 10:29 pm (UTC)
From: [identity profile] november-girl.livejournal.com
I thought cheques were valid for six months these days?

(no subject)

Date: 2005-06-23 11:18 pm (UTC)
From: [identity profile] caddyman.livejournal.com
Premium Bond warrants are only valid for 3 months.

Anyhoo, I braved the temperatures and paid them in, so all is well.

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