Is it a fluke, man?

[caddyman]

The number and quality of stupid questions coming my way from so-called professionals is now reaching plague proportions.

I fear that there may be a brain leech at large in the housing finance community, leaving a trail of drooling mediocrity behind it. That is insidious and worrying because it could have been years before anyone noticed.

Time to call Mulder and Scully.